The fine is often issued for decreasing the violation ratio. The Ajman government strictly enforces the traffic regulation like other emirates. The fine conducts high and has similar potential to bear the black points on the individual’s license. If you are hit by a hefty fine, you are worried about how to deal with this. If you are also involved, then don’t worry; you have an awesome idea to settle them.
The Ajman government has offered a flexible payment plan for people to spread the cost of their traffic fine over 12 months. This comprehensive guide will assist you in paying your fine in installments. So, without further ado, let’s get started.
Readers Also Like: How to Check and Pay Jaywalking Fine in Ajman
Overview
The Ajman government proclaimed an official initiative to encourage the payment of traffic fines in instalments with no interest rates for an entire year. The initiatives initiate the collaboration of the Emirates Islamic Bank.
The consent is authorised by Major General Shaikh Sultan bin Abdullah Al Nuaimi, Commander-in-Chief of Ajman Police, and Salah Mohammad Amin, CEO Emirates Islamic Bank.
Some banks that allow the Payment In Installment
Here are some lists of prominent banks that offered the instalment payment plan.
- Abu Dhabi Islamic Bank (ADIB)
- Emirates Islamic Bank
- First Abu Dhabi Bank (FAB)
- Abu Dhabi Commercial Bank (ADCB)
- Mashreq Bank
Eligibility for fine installment plan
The installment plan is applicable to fines worth Dh1,000 and more. Individuals must have a credit card issued by any one of the aforementioned banks. Each bank is split the separate instalment plans for payment for a whole year. It is more important to perceive each bank’s terms and conditions because each bank has its own procedure.
How to apply for an installment plan?
Follow the following steps to pay your fine in instalment. Once you are sure that you have met the eligibility criteria,.
- Reach out to the bank that issued the credit card.
- Describe your intentions regarding traffic payments over 12 months.
- The bank will guide you through all the terms and conditions of the installment plan, including the interest rate.
- Once the installment is confirmed, you can proceed with monthly payments for your fine over the agreed period.
Paying traffic fines in instalments is like a piece of cake. It does not affect your financial situation; rather, it gives you a more convenient mode of payment while abiding by traffic rules.
Alternative Way for Payment
You can pay any fines issued in the UAE via the Nifty service. Therefore, you need to pay it through the MOI UAE website at https://moi.gov.ae/ar/default.aspx.
Dubai Police has enabled UAE traffic fines to be paid in zero-interest rate installments. You can do so through your debit or credit card. But there is a condition: if you choose a debit card installment option, you should be required to fill out your details, including your car’s license plate and your license details.
Apart from that, if you pay through a credit card, you will need to fill in your credit card details, too. You can access the two options for visa Dubai Police at https://www.dubaipolice.gov.ae/wps/portal/home/services/individualservices/trafficfinesinstallment?firstView=true.
List of Ajman Traffic Fines
| Traffic Violation | Fines (AED) | Black Points | Vehicle Confiscation Duration |
|---|---|---|---|
| Causing death of others | Decided by Court | 23 | 60 Days |
| Driving a vehicle without number plates | Decided by Court | 23 | 90 Days |
| Driving under the influence of alcohol | 3000 | 23 | 60 Days |
| Not stopping after causing a minor accident to a light vehicle that resulted in injuries | 500 | 8 | 7 Days |
| Running from traffic policeman | 800 | 12 | 30 Days |
| Exceeding a maximum speed limit by not more than 60km/h | 1500 | 6 | 15 Days |
| Exceeding a maximum speed limit by more than 60 km/h | 1000 | 12 | 30 Days |
| Reckless driving | 600 | 6 | 30 Days |
| Sudden deviation | 1000 | 4 | – |
| Driving a noisy vehicle | 2000 | 12 | 30 Days |
| Throwing garbage from a vehicle | 1000 | 6 | – |
Conclusion
It is another fortunate way to save big on your wallet by choosing the installment plan. Before initiating to pay the fine, make sure to check the bank regulations in which you are chosen. The fines are solely applicable to pay the fines worth Dh1000 and more.
